Colonial Life Insurance Company (Trinidad) Ltd. provides insurance products and services for individuals and businesses. It offers products for individuals, such as term, life, critical illness, health, and personal accident plans. The company also provides group insurance plans, which include medical plans and life insurance plans for employees, as well as pension plans. It offers its products through agents. The company was founded in 1936 and is based in Port of Spain, Trinidad and Tobago.

Pan American Finance provided financial advisory and valuation services to CLICO.